Copyright August 23, 2003 3:30 AM CST

By Dr. Michael J. Bisconti

Reviewed By Dr. Edward Johnson


Updated January 23, 2005 6:05 PM CST

Copyright January 23, 2005 6:05 PM CST

By Dr. Michael J. Bisconti

Reviewed By Dr. Edward Johnson







Spiritual, Moral, Practical, Psychological





God’s Guidance (rated 10)


Ask God to show you how to maintain financial independence.  God is greater than any financial advice.





Labor (rated 10)


Labor.  To labor is to exert yourself.  The InterClued KJV Bible says in Proverbs 12:24:  “The hand of the diligent [the hard worker] shall bear rule [be in charge]: but the slothful [lazy person] shall be under tribute [shall be forced to exert themself].”  If you do not labor, WHETHER YOU MAKE MONEY OR NOT, you will, sooner or later, be forced to exert yourself.  In being forced to exert yourself, of course, you will have lost some or all of your independence.





Work (rated 10)


Work.  To work is to labor and get money in return for your labor.  YOU CANNOT MAINTAIN INDEPENDENCE WITHOUT WORK UNLESS YOU ARE RICH!  However, the rich still have to labor.  If they don’t, they will soon lose their money.





Habits (rated 10)


In order to become financially independent, you need more money than you spend.  ANYONE CAN ACCOMPLISH THIS!  All you have to do is to start saving 1¢ per day.  Pay attention!  Don’t miss a powerful lesson!  When we say “1¢ per day” we mean exactly that.  Get a pickle jar and toss 1¢ in it every day.  You say “what for?”  SO, THAT YOU WILL BEGIN TO FORM THE MENTAL AND PHYSICAL HABITS OF SAVING MONEY.  Like it or not, Holy Spirit or not, God usually does not violate his “law of habit.”  In most cases, you will act according to the habits that you have formed.  But, fortunately, with God’s help, we can overcome bad habits.  SO, TO BEGIN WITH, STOP READING THIS WEB PAGE AND GO AND GET A PICKLE JAR.  THEN TOSS IN 1¢.  YOU MUST DO THIS EVERY DAY WITHOUT FAIL.  IF YOU DO NOT FOLLOW THESE DIRECTIONS, YOU WILL NEVER GAIN FINANCIAL INDEPENDENCE.  If you are a thinking person, you can, of course, come up with an equivalent course of action.  However, you must either follow our directions or your own or you will NEVER gain financial independence.  If you are already wise in this matter, you are already following these directions.  For example, you may be putting money away in the bank each week.  If so, however, you need to do more.  A HABIT TAKES HOLD FASTER AND LASTS LONGER THE MORE OFTEN YOU PRACTICE IT.  Therefore, you must practice some savings habit every day.